Interest rates risk management by commercial Bank in Tanzania

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dc.contributor.authorMwankenja, Emmanuel M. J
dc.date.accessioned2021-02-10T11:17:08Z
dc.date.available2021-02-10T11:17:08Z
dc.date.issued2004
dc.descriptionAvailable in print form, EAF collection, Dr. Wilbert Chagula Library (THS EAF HG1623.T34M8)en_US
dc.description.abstractThis was conducted in august and September, 2004 by employing both and field research. The research was a descriptive one and analytical in nature. The main objective of this research was to ascertain, assess and build a better understanding of interest rate risk management and to which extent the interest rate risk management affects the performance of commercial banks in Tanzania. The primary qualitative data obtained during the research on IRRM together with knowledge gathered while conducting in depth interviews from the four commercial banks; NBC Ltd., CRDB Bank Ltd, Standard Chartered Bank Ltd and Citibank (TZ) ltd, have indicated that interest rate risk management is a new concept to most commercial banks because they have been operating in non-market based enjoying a big interest spread margin. In the regression analyses models the major findings observed which requires further study is that lending rate as one of the predictor variable of interest income shows that it has a negative linear relationship i.e. when lending rates increases the interest income earned decreases. Normal common sense, one will agree with the relationship because when lending rate goes up we will expect fewer borrowers for loanable funds and vice versa. In scientific scenario this may not be the case. Further we have noted that lending, treasury bills and interbank rates are significantly correlated indicating that any of the variable can be used to predict interest income to be earned by commercial banks i.e. when both are incorporated in the multiple regression model they exhibit a multicollinearity effecten_US
dc.identifier.citationMwankenja, Emmanuel M. J (2004) Interest rates risk management by commercial Bank in Tanzania, Masters dissertation, University of Dar es Salaam, Dar es Salaamen_US
dc.identifier.urihttp://41.86.178.5:8080/xmlui/handle/123456789/14720
dc.language.isoenen_US
dc.publisherUniversity of Dar es Salaamen_US
dc.subjectInterest ratesen_US
dc.subjectBanksen_US
dc.subjectTanzaniaen_US
dc.titleInterest rates risk management by commercial Bank in Tanzaniaen_US
dc.typeThesisen_US

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