Assessment of performance of domestic and foreign commercial banks in Tanzania using the camels’ model: the case of six commercial banks in Tanzania

dc.contributor.authorGoodhope, Mkaro
dc.date.accessioned2019-07-09T13:23:49Z
dc.date.accessioned2020-01-08T09:49:43Z
dc.date.available2019-07-09T13:23:49Z
dc.date.available2020-01-08T09:49:43Z
dc.date.issued2011
dc.descriptionAvailable in print formen_US
dc.description.abstractThis research analysed the performance and the reasons for differences in performance therein between domestic and foreign commercial banks in Tanzania and a way forward towards improving the same. The research used data for six commercial banks in Tanzania for three years period starting from year 2007 to year 2009. The CAMELS model was applied in analyzing computed ratios therein. Other data were collected through documentary sources, interview and questionnaires. SPSS was applied to analyse qualitative data. Sampled commercial banks were, NMB, CRDB, EXIM, Standard Chartered, NBC and Stanbic Bank whereby, the first three banks represented domestic banks while the rest represented foreign banks whereby the latter was defined by foreign ownership by more than 50% of shareholding All the six sampled commercial banks are among the top eight banks in terms of Assets. (Banking Supervision Annual Report, 2009).The results of the analysis gives evidence that, domestic banks perform better than foreign banks due to the fact that, except for management capability, the rest of the indicators, including the Capital Adequacy, Assets Quality, Earnings, Liquidity, and Sensitivity to Market, show that domestic banks have better performance compared to foreign banks. In view of that, among the measures suggested to improve the performance of commercial banks in Tanzania include, diversification of target market (to include both retail and corporate banking), increase branch networks, improve ICT infrastructure, increase customers awareness of banking business, as well as offering favorable lending rates to medium and small enterprises in order to encourage lending activities which will ultimately increases banks profitability and capital respectively.en_US
dc.identifier.citationGoodhope, M (2011)Assessment of performance of domestic and foreign commercial banks in Tanzania using the camels’ model: the case of six commercial banks in Tanzania, master dissertation, University of Dar es Salaam (available at)en_US
dc.identifier.urihttp://localhost:8080/xmlui/handle/123456789/4893
dc.language.isoenen_US
dc.publisherUniversity of Dar es Salaamen_US
dc.subjectcommercial banks in Tanzaniaen_US
dc.subjectAssessment of performance of domesticen_US
dc.subjectforeign commercial banksen_US
dc.subjectTanzaniaen_US
dc.titleAssessment of performance of domestic and foreign commercial banks in Tanzania using the camels’ model: the case of six commercial banks in Tanzaniaen_US
dc.typeThesisen_US

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