Effect of borrowing constraint on household investment and income in Tanzania

dc.contributor.authorAssey, Emiliana Paschal
dc.date.accessioned2020-04-01T11:06:20Z
dc.date.available2020-04-01T11:06:20Z
dc.date.issued2017
dc.descriptionAvailable in print form, East Africana Collection, Dr. Wilbert Chagula Library, Class mark (THS EAF HG3756.T34A77)en_US
dc.description.abstractThis research study examined the effect of borrowing constraint on household investment by comparing the outcome effect between the entrepreneur that had acquired startup capital from formal financial institution, categorized as “the unconstrained households” and those who acquired capital in informal institution, categorized as “the constrained households”. The Propensity Score Matching (PSM) method used in the study showed that those households that acquired capital in the formal financial institution was more likely to succeed compared to the borrowing constrained households. Also using probit regression in determining the propensity score it was revealed that location in the urban area, female gender, net income, highly educated household and access to mobile money (M pesa) had an incremental influence on the individual’s investment. The findings emphasize importance of access of financial services to the rural and urban households in Tanzania; and also, among others, underscore importance of some demographic characteristics in determining investment at the household level. Further and probably more detailed study is required to validate the result of this study.en_US
dc.identifier.citationAssey, E.P. (2017) Effect of borrowing constraint on household investment and income in Tanzania. Master dissertation, University of Dar es Salaam. Dar es Salaam.en_US
dc.identifier.urihttp://41.86.178.5:8080/xmlui/handle/123456789/8700
dc.language.isoenen_US
dc.publisherUniversity of Dar es Salaamen_US
dc.subjectCrediten_US
dc.subjectLoansen_US
dc.subjectFinancial investmenten_US
dc.subjectTanzaniaen_US
dc.subjectMpesaen_US
dc.titleEffect of borrowing constraint on household investment and income in Tanzaniaen_US
dc.typeThesisen_US
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