Uberrimae fidei and the protection of policy holders against malpractices by insurance agents law and practice with specific reference to Tanzania

dc.contributor.authorKalape, Francis
dc.date.accessioned2019-09-04T12:40:53Z
dc.date.accessioned2020-01-08T09:50:24Z
dc.date.available2019-09-04T12:40:53Z
dc.date.available2020-01-08T09:50:24Z
dc.date.issued2013
dc.descriptionAvailable in print copyen_US
dc.description.abstractThe rule, technically known as Uberrimae fidei, is very fundamental as far as insurance contracts are concerned. Despite its role in such contracts, the application of the rule has caused a number of problems to the insured; in this case the target is malpractices by insurance agents. This paper reveals the unfortunate truth that the problems encountered by innocent insurance proposers, pertaining to malpractices by insurance agents, are root-based in the insurance legal regime in Tanzania, which does not provide sufficient protection to the policy holder against misconduct (adverse acts of commission and omission) of insurance agents in their intermediation between the insurers and the insured. The law only gives redress to Insurers and Brokers to proceed against an agent or employee of an agent, or both, for the insurer or broker incurring an expense or liability which, but for the provision of the Act, the expense or liability would not otherwise have been incurred. It is argued that the Act1 in general was enacted with a liberal spirit largely in favour of investors who are insurance companies.2 Thus the Act fails to strike a balance between the interests of policy holders, insurers and insurance agents. As a result, the protection of the policy-holders, which is the ostensible primary objective of the Act,3is compromised in this regard.en_US
dc.identifier.citationKalape, F.(2013). Uberrimae fidei and the protection of policy holders against malpractices by insurance agents law and practice with specific reference to Tanzania. Master dissertation, university of Dar es Salaam. Available at (http://41.86.178.3/internetserver3.1.2/search.aspx?formtype=advanced)en_US
dc.identifier.urihttp://localhost:8080/xmlui/handle/123456789/5092
dc.language.isoenen_US
dc.publisherThe university of Dar es Salaamen_US
dc.subjectInsurance policiesen_US
dc.subjectUberrimae fideien_US
dc.subjectInsurance lawen_US
dc.subjectTanzaniaen_US
dc.titleUberrimae fidei and the protection of policy holders against malpractices by insurance agents law and practice with specific reference to Tanzaniaen_US
dc.typeThesisen_US

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