Liberalization of the financial sector and credit growth: a case study of Zanzibar.

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dc.contributor.authorKatema, Fredy
dc.date.accessioned2019-11-15T07:11:33Z
dc.date.accessioned2020-01-08T09:51:37Z
dc.date.available2019-11-15T07:11:33Z
dc.date.available2020-01-08T09:51:37Z
dc.date.issued2005
dc.descriptionAvailable in print form, East Africana Collection, Dr. Wilbert Chagula Library, Class mark (THS EAF HF1379.K3)en_US
dc.description.abstractThe main objective of this study was to empirically examine the financial sector liberalization and credit growth in Zanzibar Specially, it examined the relationship between sector affecting credit growth and some determinants of credit growth in Zanzibar. The study has been conducted in Zanzibar. Selected cases of commercial banks have been examined, documentary review and interviews were the main data collection methods. Resident individuals private company and government officials have been interviewed. The conclusion coefficients were used to discuss the relationships between credit growth and lending late as well as deposits using statistical package for Social scientists ( SPSS ). The results show that liberalization of financial sector has been encouraged inflow of commercial banks in Zanzibar as well as lowering lending rate and an increase of deposit. Perceived level of deposits was found to have a significant positive influence on credit growth however, lending rate was not an important factor of credit growth in Zanzibar. Other factor such as Islamic beliefs, collateral, limited market opportunity, bureaucracy and credit awareness, were also found to be an important factor on credit growth. It implies that restructuring policy and legal requirements such as initiating market opportunities for product/ services, simplifying procedures to start and run business, creating awareness on availability of credit is necessary. It is in this view, the study proposed interaction of both government and commercial banks to create a conductive environment to credit growth.en_US
dc.identifier.citationKatema, F (2005) Liberalization of the financial sector and credit growth: a case study of Zanzibar.Master dissertation, University of Dar es Salaam, Dar es Salaam.en_US
dc.identifier.urihttp://localhost:8080/xmlui/handle/123456789/5343
dc.language.isoenen_US
dc.publisherUniversity of Dar es Salaamen_US
dc.subjectFree tradeen_US
dc.subjectFinancial sectoren_US
dc.subjectCredit growthen_US
dc.subjectZanzibaren_US
dc.titleLiberalization of the financial sector and credit growth: a case study of Zanzibar.en_US
dc.typeThesisen_US
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