Massao, Hubert2019-10-312020-01-082019-10-312020-01-082014Massao, H. (2014) Factors influencing effective financial management practices among small and micro enterprises (SMEs) in Tanzania a case of Ilala municipal council, Master dissertation, University of Dar es Salaam, Dar es Salaamhttp://localhost:8080/xmlui/handle/123456789/4952Available in print form, East Africana Collection, Dr. Wilbert Chagula Library, Class mark (THS EAF HG4027.7.T34M37)This study sought to analyse factors influencing effective financial management practices in Micro and Small Enterprise (MSEs) in Tanzania. Specifically the study assessed the extent to which owners related characteristics influence financial management practices in the Micro and Small Enterprises, the extent to which enterprise related characteristics influence financial management practices in the Micro and Small Enterprises and the extent to which interventions influence financial management performance of Micro and Small Enterprises. To achieve the study objectives, the study utilized quantitative approach using survey design. In this survey design data was collected using questionnaire from 150 owners and managers of Micro and Small business. The data collected was analysed using regression analysis. The study found out that both owner’s characteristics, external intervention and enterprises characteristics have effects on effective financial management of the business. From the findings of the study, it is recommended that Small and Micro Enterprises owners should conduct record keeping of regarding financial matters in their businesses, effectively use internal and/or external auditors to offer their opinion on financial reports, clearly understand and follow laws and regulations governing operations of their business sector.enSmall businessFinancial managementIlala Municipal councilTanzaniaThesis