Browsing by Author "Kigera, Ruth Johannes"
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Item The impact of Micro-Finance Credits on performance of women micro-enterprises; a case of Dar es Salaam(University of Dar es Salaam, 2005) Kigera, Ruth JohannesDemand for credits to finance Micro-Enterprises is increasing throughout the world especially in LDCs including Tanzania. Many women micro entrepreneurs are emerging nowadays in different areas of the country especially Dar es Salaam, Kilimanjaro, Arusha and Mwanza. So far, Micro-Enterprises have become the main source of income to many women in the country. Apart from all of the efforts made, there is little empirical evidence to show the performance of women Micro-Enterprises as influenced by credits provided by different Micro-Finance Institutions (MFIs), and, this was the core intention of this research. Primary data was collected using structured questionnaires, and analysed using SPSS for Descriptive Statistical Analysis. Study results indicated that Micro-Enterprises which acquired credit get higher gross profit than their counterparts. From the findings it was concluded that, prov1s10n of credits to women micro entrepreneurs has a very significant effect in the perfom1ance of their businesses and economic status. It was further suggested that, tax reduction, review of economic policies on SMEs and provision of business knowledge and skills would improve the performance of Micro-Enterprises in the country.