Browsing by Author "Chawe, Godfrey Cassian"

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    Assessment of viable cost sharing measures to reinforce balanced access of higher education: the case of higher education students’ loans board in Tanzania.
    (University of Dar es Salaam, 2018) Chawe, Godfrey Cassian
    This study assesses viable cost sharing measures to reinforce balanced access of higher education in Tanzania. Specifically, the study intends to ascertain conditions for successful and sustainable loan scheme that establishes a loans scheme style that might benefit students from low income backgrounds in accessing higher education and that explores potential mechanisms for enhancing effective loan recoveries from past beneficiaries. Methodologically, the study used a sample of 157 respondents obtained by convenient sampling method. Quantitative descriptive analysis was applied to analyze the data and relevant information was used in the study with the help of SPSS version 20 particularly the mean values, frequency and standard deviation, and respondents' distribution variables were measured using frequencies. The findings indicate that consumers’ view on the cost contribution of higher education, minimizing the chances of defaulting, law enforcement mechanism and participation of higher learning institutions in short listing beneficiaries are the conditions for successful and sustainable loan program. Furthermore, giving student loan without zero interest, implementing cost sharing in all higher leaning institutions, student financial aid form of loan and family income are the major determinants of providing loan and they are the key elements in designing a loan scheme. Lastly for effective loan recoveries from past beneficiaries there ought to be sharing education costs between government and a student, a strong legal framework, a clearly outlined mode of reimbursement, credible financial institutions to collect the loan repayments. The study recommends that, law enforcement mechanism in loan recovery, sharing costs between students and the government and giving loan instead of financial help be for having a sustainable law scheme. Further, there should be amendment of loan board act No.9 of 2004; such amendment shall facilitate HESLB to recover all amounts from past defaulters’. For further studies, it is recommended that the same topic however concentrating with quantitative data covering other universities from different regions can be considered.